Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!

Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!

Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!

Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!

Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!

Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!

Response: Considering this response is at least 3+ years late ... I am embarrassed. Neglecting to send my ATC(S) owed was just irresponsible on my part. This isn't exactly an acceptable excuse that I am proud of, but I spent a huge length of time on an emotional rollercoaster that I had some major problems dealing with. So however long it may take, maybe even months, but I intend to fulfill my obligations to each and every person whom I defaulted on. One thing that I need from you is your correct name and address. and if possible a short comment about the ATC(S) you did not receive. I need a refresher!!! Thanks Bunches!!! Pam Karels P.S. If you do not care to reply to me or are so terribly upset, I don't blame you!! Do as you need to do, but I sure would like to make my obligations up to you!