Response: So even though the comment explains it was difficult circumstances and the swap met criteria... I guess this 3 from 5 years ago is keeping me from joining a lot of swaps because it is considered unexplained. Here is the explanation: My son had open heart surgery and I was in Orlando at the hospital with him. My partner was made aware that it would be late (obviously based off her comment). She said she was just following the rules because it was late.